Risk Analysis
The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a proprietary Color of Money Risk Analysis score. This short, interactive analysis is the first step on the road to retirement.
Color of Money Risk 2022
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Please complete below. A copy of the risk analysis will be emailed to you.
The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a proprietary Color of Money Risk Analysis score. This short, interactive analysis is the first step on the road to retirement.
- My primary financial goal is:
- Preserving my assets - (1)
- Leaving a legacy - (4)
- Maximizing my income - (7)
- Growing my assets - (10)
- When it comes to investments and financial decisions, I consider myself:
- Not very knowledgeable -(0)
- Somewhat knowledgeable - (0)
- Knowledgeable - (0)
- An expert - (0)
- On the road to retirement, I am:
- Retired, I made it - (1)
- Less than five years away - (4)
- Five to 10 years away - (7)
- More than 10 years away - (10)
- My attitude toward investing is:
- A small loss would concern me - (1)
- I understand investing has some risk, but I am conservative - (4)
- I am growth oriented, and I understand my investments may go up or down - (7)
- I am aggressive, and I want to grow my assets. If my investments lose value, I might invest more - (10)
- Including all source, my current household income is:
- Under $50,000 - (1)
- $50,000 - $99,000 - (3)
- $100,000 - $249,000 - (5)
- $250,000 - $599,999 - (7)
- $500,000 or more - (10)
- During retirement, I will rely on investment income:
- Heavily - (1)
- Moderately - (4)
- Somewhat - (7)
- Not al all - (10)
- Social Security, a pension and some other forms of retirement cash flow are fairly stable income sources. I consider my retirement income sources to be:
- I don't have retirement income sources - (1)
- Unstable - (4)
- Somewhat stable - (7)
- Very stable - (10)
- Not including my primary residence, my net worth is:
- Under $250,000 - (1)
- $250,000 - $499,999 - (3)
- $500,000 - $999,999 - (5)
- $1,000,000 - $1,999,999 - (7)
- $2,000,000 or more - (10)
- Historically, inflation averages 2-3 percent per year. Relative to inflation, I would like my investments to:
- Keep pace with inflation with minimal risk - (1)
- Moderaltely outpace inflation with some long-term risk - (4)
- Significantly outpace inflation with moderate long -term risk - (7)
- Maixmize performance with substanial long-term risk - (10)
- If I invested $250,000 for five years, I would be most comfortable with the following best and worst case scenario:
- Worst: $270,000 | Best:$300,000 - (1)
- Worst: $250,000 | Best:$330,000 - (4)
- Worst: $230,000 | Best:$375,000 - (7)
- Worst: $200,000 | Best:$450,000 - (10)
- if my investment lost 20 percent of its value, I would:
- Immediately sell the investment - (1)
- Change to a more conservative investment option - (4)
- Stay the course - (7)
- Add to the investment while its value is down - (10)
Review your risk analysis scoring summary
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